Credit Scoring

Credit Scoring·Data Privacy·News-EN·xPL·xRO

Upstart’s Big Break! Analyst Upgrade Sparks Stock Surge.

Upstart Holdings Sees Stock Price Surge Amid Analyst Optimism Shares of Upstart Holdings experienced a significant rise after analysts at Needham upgraded their rating to Buy, previously set at Hold. This move accompanied a new price target of $100, marking a notable

December 14, 2024

Artificial Intelligence (AI)·Autonomous Vehicles·Bias in AI·Credit Scoring·News-EN·xPL

Is It Time to Put AI Under the Regulatory Microscope?

The rise of artificial intelligence (AI) has sparked not only innovation but also a heated debate about whether it should be regulated. This discussion is crucial, given AI’s growing influence on various aspects of society, from healthcare to finance. AI systems, from

November 5, 2024

Bias in AI·Credit Scoring·Machine Learning (ML)·News-EN·xIT·xPL

Is Mastering Machine Learning an Impossible Task?

The rise of machine learning (ML) has transformed industries, revolutionizing everything from healthcare to finance. This explosive growth has left many individuals asking a critical question: Is mastering machine learning hard? The answer is nuanced and depends on several factors. To begin

October 27, 2024

Artificial Intelligence (AI)·Clustering·Credit Scoring·News-EN·Reinforcement Learning·Supervised Learning·Unsupervised Learning·xPL

Unveiling the Secret Behind Machines That Learn: What AI Doesn’t Want You to Know

In recent years, the field of artificial intelligence (AI) has experienced explosive growth, revolutionizing the way we interact with technology. At the heart of this revolution lies a fundamental component: machine learning. But what exactly is machine learning, and how does it

October 24, 2024

Artificial Intelligence (AI)·Credit Scoring·Machine Learning (ML)·Natural Language Processing (NLP)·Neural Network·News-EN·Speech Recognition·xIT·xPL

Can We Really Understand How Artificial Intelligence Thinks?

Artificial intelligence (AI) fascinates and mystifies. Yet, understanding how it works demystifies its complex framework. At its core, AI refers to machines designed to mimic human cognition, learning from data to execute tasks traditionally deemed as requiring human intelligence. Machine learning (ML),

October 23, 2024

$$$·Artificial Intelligence (AI)·ChatGPT·Credit Scoring·Data Privacy·Fraud Detection

Perspectives on Artificial Intelligence in Bulgaria

Artificial intelligence has become a hot topic globally, and Bulgaria is no exception. Recent discussions among the Bulgarian populace reveal a variety of attitudes toward AI technologies. While some view AI as a beneficial tool that can enhance various sectors, others express

September 14, 2024

$$$·Artificial Intelligence (AI)·Credit Scoring·Fraud Detection·xIT·xPL

Banking on AI: Navigating the Future with Innovation

The integration of artificial intelligence in the banking sector is advancing, yet the readiness of financial institutions remains unclear. With consumers grappling with high inflation and various financial challenges, many have started to question the reliability of their long-standing banking relationships. In

September 10, 2024

$$$·Artificial Intelligence (AI)·Bias in AI·Credit Scoring·Data Privacy·Personalized Recommendations·xPL

The Dual Perception of Artificial Intelligence in Society

Artificial intelligence (AI) has increasingly permeated daily life, raising various perspectives on its development and implications. While some countries embrace AI as an advancement, others view it as a potential threat to employment. In the Czech Republic, there is a prevalent fear

September 8, 2024

$$$·Bias in AI·Credit Scoring·Data Privacy·Edge AI·xIT·xPL

Challenges Faced by AI Credit Scoring Systems under New EU Regulations

New Regulations Impacting Credit Scoring In a significant development, the European Union has introduced new regulations under the AI Act, affecting various sectors including finance. The act aims to balance the deployment of AI technologies while ensuring transparency and accountability. As countries

July 25, 2024